TERMS OF SERVICE

Last Updated: January 2026

Welcome to Life Launch by Teacher Curtis! These terms govern your use of our financial education platform. By using our service, you agree to these terms.

Acceptance of Terms

By accessing or using Life Launch by Teacher Curtis, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

  • • You must be at least 12 years old to use this service
  • • Users under 18 require parental consent
  • • Institutional accounts require authorized representative consent
  • • Continued use constitutes acceptance of any changes

Service Description

What We Provide

  • Educational Content: Financial literacy modules for ages 12-18
  • Interactive Learning: Gamified educational experiences
  • Progress Tracking: Personalized learning analytics
  • Certifications: Achievement badges and completion certificates
  • Multi-Platform Access: Desktop and mobile applications

User Accounts

Account Responsibilities

  • • Provide accurate and complete registration information
  • • Maintain account security and confidentiality
  • • Notify us immediately of unauthorized use
  • • Users are responsible for all activity under their account
  • • One account per user unless authorized for institutional use

Account Termination

  • • Users may terminate accounts at any time
  • • We may suspend accounts for violations
  • • Refunds subject to our refund policy
  • • Data deletion upon account termination

Subscription Plans & Payment

Available Plans

Basic

  • • $4.99/month or $49.99/year
  • • Core educational modules
  • • Progress tracking
  • • Email support

Premium

  • • $9.99/month or $99.99/year
  • • All Basic features
  • • Advanced analytics
  • • Priority support
  • • Offline mode

Lifetime

  • • $149.99 one-time
  • • All Premium features
  • • Lifetime updates
  • • No renewal fees

Payment Terms

  • Payment Methods: PayPal, Stripe, Cryptocurrency
  • Billing Cycle: Monthly or annual subscriptions
  • Auto-Renewal: Subscriptions renew automatically
  • Price Changes: 30-day notice for subscription changes
  • Institutional Billing: Purchase orders and invoicing available

Refund Policy

30-Day Money-Back Guarantee

  • • Full refund within 30 days of purchase
  • • No questions asked policy
  • • Refund processed within 5-7 business days
  • • Lifetime plans eligible within 30 days
  • • Institutional plans subject to contract terms

To request a refund, contact lifelaunch@teachercurtis.org with your order details.

Acceptable Use

Permitted Uses

  • • Educational purposes and personal learning
  • • Classroom use with proper licensing
  • • Family sharing within household
  • • Institutional use as per license agreement

Prohibited Uses

  • • Sharing account credentials with others
  • • Reverse engineering or attempting to access source code
  • • Using the service for illegal activities
  • • Distributing or selling access to the service
  • • Interfering with service operation or security
  • • Creating automated accounts or scraping content

Intellectual Property

Our Rights

  • • All content, features, and functionality are owned by Life Launch
  • • Trademarks, logos, and branding are our property
  • • Educational content is protected by copyright
  • • Software code is proprietary and confidential

Your Rights

  • • Limited license to use the service for personal education
  • • Access to downloaded content for offline use (Premium plans)
  • • Certificates of completion for personal use
  • • No right to redistribute or resell content

Privacy & Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms of Service.

  • • We comply with COPPA, GDPR, and other applicable regulations
  • • Parental consent required for users under 18
  • • Data encryption and security measures implemented
  • • Users have rights to access, correct, and delete their data

Disclaimers & Limitations

Educational Content Disclaimer

Life Launch provides educational content for informational purposes only. We do not provide financial advice, investment recommendations, or legal advice.

Service Availability

  • • Service availability not guaranteed
  • • Scheduled maintenance may interrupt service
  • • We are not liable for service interruptions
  • • Content may be updated or modified without notice

Limitation of Liability

To the maximum extent permitted by law, Life Launch shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service.

Termination

Termination Rights

  • By User: You may terminate your account at any time
  • By Life Launch: We may terminate for violations or non-payment
  • Effect of Termination: Access to service and content ends
  • Data Retention: Data deleted per privacy policy
  • Outstanding Fees: Users responsible for fees incurred before termination

Governing Law & Disputes

Legal Framework

  • • These terms are governed by applicable laws
  • • Disputes resolved through binding arbitration
  • • Class action waivers apply
  • • Jurisdiction limited to appropriate courts

Contact Information

General Inquiries

Email: lifelaunch@teachercurtis.org
Response Time: Within 48 hours

Legal Matters

Email: lifelaunch@teachercurtis.org
For terms interpretation and disputes